How to easily and quickly track income and expenses free

This step is super important if you have an irregular income. If you make money through a side hustle or sell something, log that in too! When your regular paycheck comes in, put it in the income part of your budget. ThatвЂ™s where the tracking comes in! Step Two: If You Make Money, Track It Now that youвЂ™ve set up your budget, youвЂ™ve got to keep up with it. This is called zero-based budgeting, and, as we said before, itвЂ™s all about giving every single dollar you make a job to do. If youвЂ™ve got a negative number, lower your planned totals or cut extras until you get zero. If youвЂ™ve got money left over, thatвЂ™s awesome! Put it toward your current Baby Step (the proven, guided path to saving, paying off debt, and building wealth).

Extras (entertainment, restaurants, etc.)ДЈ.

Other essentials (insurance, debt, childcare, etc.).

Four Walls (food, utilities, shelter/housing and transportation).Time to plan for everything youвЂ™re paying for this month. List the lowest amount as this monthвЂ™s planned income. Got an irregular income? Just look back at what youвЂ™ve made the last few months. This is how much money you have to work with this month! (DonвЂ™t forget any extras like that side hustle!) Add that all up. List out each paycheck coming this month. So, it actually gives you permission to spend!ДЄnd hereвЂ™s how you go about setting up a budget:

ItвЂ™s a guideВ youВ set up to make sure your money does what youВ tell it to do. Has anyone ever told you a budget is too limiting? The truth is, a budget doesnвЂ™t control you-you control it.

How to easily and quickly track income and expenses free